My mission is to help independent professionals thrive. If you'd like a copy of the 3rd edition of The Umbrex PowerPoint Template, please let me know in the comments and I'll share the link with you □ Hey guys In this art drawing tutorial i will show you How to draw a girl holding a teddy bear Girl drawing step by step Easy drawing for beginners. Here's a partial list of the slide designs you'll get: If you'd like access to the expanded 3rd edition, still free, now with over 200 of the most commonly used consulting slides, please let me know in the comments □ Since this resource seemed to fill a need, we decided to invest and make it better. Employees Say It Can’t Happen Fast Enough.ĭesigned by an alum of McKinsey & Company for management consultants, the 2nd edition of the free The Umbrex PowerPoint Template is being used by over 50,000 professionals. Goldman Sachs Wants Out of Consumer Lending. But that decision would prove costly by forcing Goldman to raise expensive capital in a short period of time #goldmansachs #apple #creditcard #banking Ultimately, if Goldman bails on Apple Card, Apple’s financial products could be offloaded onto another bank like American Express, which would honestly make more sense. By focusing on consumer lending, Goldman has been criticized for it lack of focus on traditional staples of the banking business, and now with a potentially disappointing 3rd quarter earnings report and declining stock price, it's scapegoat season. The one thing keeping Apple around is the high-yield Apple savings accounts have remained popular and has attracted billions of deposits that Goldman can’t afford to part with. That's not a case of Apple Card under-performing by any means. When you look at it, the problem isn't necessarily an Apple problem, but a Goldman issue. The once touted partnership between the two powerhouses is now a point of tension. Of course, the entire banking industry has been in the dumps this year due to due to regional bank collapses, higher interest rates, and increased regulation. The fine line between innovation and misinvestment is coming under scrutiny at Goldman and its foray into consumer lending with Apple Card. Goldman Sachs' bankers are questioning whether they should've just left home without it.
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